Blog of ApnaAdvisor.com

Happy dewali to All of you!

2010-11-05T22:54:00.000+05:30

1st September 2010, A new Biginning for Indian Life Insurance Industry

2010-08-29T23:19:00.004+05:30

Life is going to be different for all insurance sellers from 1st September 2010. Following new guidelines of IRDA, many new life insurance products ( specially ULIPs) will be launched. The focus of sellers will shift from ULIPs to traditional plans.

Commission structure will change. There will be huge cut in income of advisors and agents.
Only serious and dedicated insurance sellers will be left, rest will look for different carrier options.

All this will definitely be good for customers. There will be better products. Customers are going to get better service. There will be higher level of transparency. Customers will find it easier to compare products. ULIPs will be more suitable investment options.

Here, we will keep you updated about all new changes coming from 1st September in Indian Life Insurance Industry.

Road Insured!

2010-08-08T00:34:00.004+05:30

Timmasagar Temple main road at Vidyanagar in the Hubli-Dharwad Municipal Corporation (HDMC), Karnataka was insured by the residents of the area for an amount of Rs 2,00,000 in August 2007. After obtaining permission from HDMC the residents of the area, led by Dr Mrityunjay C Sindhur, approached the Oriental Insurance Co Ltd and got the 385 m-asphalted road insured for a period of one year from August 2, 2007 - August 1, 2008 at an annual premium of Rs 303. As per the policy, the insurance company would pay HDMC for the repair in case of any damage to the road, barring man-made ones.

Hubli Dharwad Municipal Corporation(HDMC) (An ISO 9001:2008 Corporation) Has Become First ever city corporation in India to have Its Road Insured By Residents Citizens in the Country.

How Much Money Does life Insurance Agents/Advisors make?

2010-08-07T23:01:00.010+05:30

A life insurance agent's commission depends upon two main factors, which are
- the company where he/she is working, as each company has different products thus different commission structure
- the amount of business done by agent.

Basically, there are two types of plan sold in the insurance market, which are -
1) Traditional - Pure insurance products
2) ULIP- Insurance come investment

In traditional plan there is higher commission as customers commit to pay for longer period and there is hardly any significant return to be paid by insurance company. Company makes good money. Commission may range between 30-50%.

ULIP hsa been more popular and sold more easily in this decade. But, now it has come under hammer of the regulatory body i.e. IRDA(Insurance Regulatory & Development Authority). Commission percentage has gone down and there is ample number of indications that it may go down further. It is going to be much harder to sell ULIPs as several rules and regulations are undergoing changes. At present, ULIP's commission range between 2-25%.

So, life insurance agent/advisor earns about 20% commission on the total amount of premium collected. It is obviously a very good moneymaking profession.

If an agent/advisor who is selling 10 polices/month with average ticket size of Rs 20,000. He/she can easily earn Rs 40,000/month.

There are also some contests which are launched by companies for "Reward & Recognitions" which add more to the kitty of insurance agent/advisor.

COT & TOT

2010-08-07T22:19:00.003+05:30

Court of the Table

Court of the Table members distinguish themselves within the industry through their superior performance by producing at a level three times that of MDRT membership requirements. Achieving membership in MDRT's Court of the Table is a career milestone attained only by those who have demonstrated exceptional professional knowledge, client service and ethical conduct. Each year, more than 3,500 MDRT members qualify for the Court of the Table.

Top of the Table

Million Dollar Round Table's Top of the Table is an exclusive forum for the world's most successful life insurance and financial services professionals. These MDRT members are committed to providing exemplary client service while displaying the highest standards of ethics and professional knowledge.

Top of the Table members exchange advanced sales and productivity ideas and develop interpersonal relationships among an international network of leading insurance and investment financial services producers/advisors. All are members of MDRT, The Premier Association of Financial Professionals, and have distinguished themselves by producing at a level six times that of MDRT membership requirements.

Top of the Table members with a minimum of 10 years of Top of the Table membership may apply without production under the Top of the Table waiver provision, but must submit required Top of the Table dues.

MDRT - A brief Introduction

2010-08-07T22:11:00.005+05:30

About MDRT

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is an international, independent association of more than 31,500 members, or less than 1 percent, of the world's life insurance and financial services professionals from 464 companies in more than 80 nations and territories. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

Mission

To be a valued, member-driven, international network of leading insurance and investment financial services professionals/advisors who serve their clients by exemplary performance and the highest standards of ethics, knowledge, service and productivity.

History

In 1927, 32 extraordinary life insurance producers, each of whom had sold at least $1 million of life insurance, dreamed of a forum dedicated to fostering a high-standard, professional approach to life insurance sales and service. Founded on the belief that growth is a result of exchanging ideas, the concept was: "To receive, individuals must give."

Out of this dream emerged MDRT – an international, independent association that represents the world's best sales professionals in the life insurance-based, financial services industry.

MDRT, a positive influence in the life insurance industry, has developed a rich tradition of sharing knowledge for the benefit of clients, prospects, producers and companies.

Annual Meeting

The MDRT Annual Meeting has been described as a one-of-a-kind event, unrivaled in the world of business. Every year, approximately 4,000 of the world's top producers gather in a spirit of camaraderie for one of the greatest gatherings of financial services professionals in the world.

Annual Meeting attendees are exposed to some of the finest and most innovative sales ideas in the life insurance-based, financial services business. The meeting offers about 100 speakers during its motivational Main Platform presentations, educational Focus Sessions and insightful breakfast and evening sessions. And, perhaps most importantly, members can network with other top financial services professionals from around the world, building friendships that last a lifetime.

Top of the Table Annual Meeting

The purpose of the Top of the Table Annual Meeting is to provide an annual educational meeting for the exchange of advanced sales ideas and for the development of interpersonal relationships among leading financial producers who are Top of the Table members. During the four-day meeting, about 40 professional, nonmember and Top of the Table member speakers discuss subjects of vital concern to those in the life insurance and financial services industry.

MDRT Experience

The purpose of this event is to bring MDRT's Annual Meeting experience to producers in other countries. This event, modeled after MDRT's prestigious Annual Meeting, delivers cutting-edge sales techniques and ideas, technical information and motivational concepts for those in the life insurance and financial services business. The MDRT Experience is open to both MDRT members and nonmembers.

Retirement is not THE END! It's just the beginning!

2010-07-25T22:13:00.005+05:30

Yes, Mr Srinivasan from Chennai has started his career in insurance after retirement, that is what his profile states on www.ApnaAdvisor.com. He is a real example of a person who may be in 60's but still young enough to start a new career. At the same time, without doubt he seems to be quite dedicated to his profession. He has been using his knowledge about the equity market to suggest the best fund suitable in ULIP plans to his clients.

Age should never be a factor to judge whether the person will be able to deliver or not. Everything is all about confidence, dedication and will power. One just needs to be motivated enough to try new things. One who tries never fails.

To be frank, when i started this website, i thought this website is going to attract only young people. I was also thinking, as this website is based on a new concept, so experienced people from LIC will hardly accept this website.

But, i can happily say that i was wrong.

Most of the insurance professionals who have registered their profile on this website are having many years of experience. Many are MDRT and there are few COT and TOT also.

It is good to see that experienced and dedicated insurance professionals are joining ApnaAdvisor.

Thanks to all of you who have registered here.

Insurance of Leg!

2010-07-23T21:34:00.002+05:30

Michael Ryan Flatley (born 16 July 1958) is an American-Irish step dancer, choreographer, musician and occasional television presenter. He became internationally known for creating Irish dance shows Riverdance, Lord of the Dance, Feet of Flames, and Celtic Tiger.

The dancer also received Guinness Book recognition in both 1999 and 2000 for being the highest paid dancer, earning $1,600,000 per week and for having the highest insurance premium placed on a dancer's legs at $40,000,000.

Chat - useful for 1st time visitor of ApnaAdvisor.com who is selling insurance

2010-07-23T20:05:00.003+05:30

Guest has joined.
me: hi
Guest: hello
me: welcome to ApnaAdvisor
any query?
Guest: i'm an insuanc agnt
me: Manish here from www.ApnaAdvisor.com
ok
which city?
Guest: bth lf as ell as general
me: may i know ur name and email id?
ok
Guest: mayank luthra
licofindiaXXX@gmail.com (email changed for the privacy of the owner)
gurgaon
me: So, u r welcome to register your profile here, so that we can generate leads for you
thanks for information
Guest: how much would a lead cost to me?
me: pls go through "why join" section
we don't sell leads
we don't charge for leads
we have developed this site
which acts as a common platform for buyers and sellers
we will display ur profile here
so that buyers who visit this site can give an appointment to you
we only charge for keeping your profile on this site dedicated to insurance sector
which is just Rs 600 /year
Sent at 10:55 AM on Friday
me: any other query?
pls ask
Sent at 10:56 AM on Friday
me: Yes Mayank sir
Guest: thank s for the information
me: thanks
have a nice day
Guest has left.

Term Life Insurance

2010-07-21T23:39:00.003+05:30

Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments and/or conditions. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis.

Term life insurance is the original form of life insurance and can be contrasted to permanent life insurance such as whole life, universal life and variable universal life, which guarantee coverage at fixed premiums for the lifetime of the covered individual. Many permanent life insurance products also build a predetermined cash value over the life of the contract, available for later withdrawal by the client under specific conditions. However, on most cash value policies like Whole Life insurance, the only way to receive the "savings" is to cash out the policy. The beneficiaries receive the face value of the insurance but NEVER the cash value with Whole Life policies. Financial advisers generally advise buying term life insurance and investing the difference elsewhere.

Titanic - The Financial Loss

2010-07-21T23:20:00.005+05:30

SO great was the interest in the tragedy and so profound the grief at the tremendous loss of life that for a time the financial loss was not considered. It was, however, the biggest ever suffered by marine insurance brokers.

The value of the policy covering the vessel against all ordinary risks was $5,000,000, but the whole of this amount was not insured, because British and Continental markets were not big enough to swallow it. The actual amount of insurance was $3,700,000, of which the owners themselves held $750,000.

1st Pet Insurance

2010-07-19T21:18:00.002+05:30

The first pet insurance policy was written in 1890 by Claes Virgin. Virgin was the founder of Länsförsäkrings Alliance, at that time he focused on horses and livestock. In 1947 the first pet insurance policy was sold in Britain. As of 2009, Britain has the second-highest level of pet insurance in the world (23%), behind only Sweden.

Pet insurance pays the veterinary costs if one's pet becomes ill or is injured in an accident. Some policies will also pay out when the pet dies, or if it's lost or stolen.

The purpose of pet insurance is to mitigate the risk of incurring significant expense to treat ill or injured pets. As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets' health care and standard of living than previously, the market for pet insurance has increased.

Life of Insurance Agent will nevere be the same again!

2010-07-19T19:29:00.006+05:30

It is quite clear that the way IRDA is daily coming up with new rules and regulations , it is going to have a profound impact on the life of insurance agent in the near future.

First, there was issue regarding high commission paid to insurance agents. Then there was debate related to regulation of ULIP, started by SEBI who wanted some stake in the way ULIPs are sold in the market as the money is invested in the stock market. The outcome is that there will be lesser entry load on ULIPs. So, there will be less commission for agent/advisor.

Before these things were over, now there is a new rule being thought about by IRDA which proposes to cancel the license of Insurance Agents whose average annual persist-ency ratio is less than 50%. This is to reduce mis-selling. It will be interesting, if implemented, as there will be severe reduction in number of licensed insurance agents in the country.

Obviously all these issues are helping the cause of investors.

But, IRDA should also take some steps which work for the benefit of insurance advisors. Insurance Agents/Advisors are the backbone of insurance industry.

Register @ Rs600/year

2010-07-09T22:17:00.007+05:30

Anyone who is selling insurance can register his/her profile on www.ApnaAdvisor.com by paying the Registration Charge which in now just Rs 600 for 1 year.

New benefits of getting registered now are

- FREE Leads (there is no charge except Registration Charge)
- Enjoy 50% Discount which is for limited time
- Get a Special Surprise Gift on your birthday
- 100% Money Back Offer (if you don't get 12 leads in first 6 months)

What more do you wish?

So, if you have not registered, Register Now!

Those who have already registered or subscribed will get a unique benefit where they don't need to pay any amount for next 5 years, starting from today.

Out of Hibernation!

2010-07-07T23:15:00.005+05:30

Yes! We admit, ApnaAdvisor.com went into hibernation or sleep mode for around 4 months. But, it was not what we wanted. It was forced upon due to uncomfortable circumstances. Any new venture has to go through it. So, we too were not spared.
We thank God as we are back into action and there are various changes going to come. Instead of explaining them, we just want to have an air of curiosity around ApnaAdvisor.com
We will add more value to our service and our style will be fresh.
Some more services will be added and visitors are going to enjoy going through the site.
Just have patience, and we all will reap the reward.

Keep Taking Chances!

2010-03-08T22:39:00.005+05:30

Dear All,

People who are winners are those who have kept taking chances. All of you who have believed that ApnaAdvisor will be valuable for you, we request you to keep faith and have patience.

Regards,
ApnaAdvisor Team

Do you know? WhoseVoice is insured for $6,00,000?

2010-02-22T23:09:00.003+05:30

While many are struggling to pay the premium for the cheapest life, health or home insurance available, some people seem to have no problem splurging on insurance. We wonder how much a $6,000,000 voice insurance’s premium is. The best person to ask about that is Rod Stewart.

Rod Stewart has made a living and a fortune from his signature rusty voice. Just as an important lesson in insurance goes: insure your greatest assets. Obviously, his voice is Stewart’s greatest asset, to the point that if it turns silky smooth, he loses everything.

Chapter 2 - Why Life Insurance?

2010-02-22T22:23:00.002+05:30

Life insurance is essential for a number of different reasons. It is a financial instrument that allows you to protect your family and loved ones when you're dead and also a tool to finance your objectives from education to retirement while you are alive.

Life Insurance can be used to:

* Make provisions to take care of your family after you are dead, guaranteeing that your family will continue to receive income.
* Give your survivors choices about their future - if you own a home, your life insurance might pay off the mortgage so your family can stay in the house rather than being forced to sell it.
* Provide an income to let your family maintain its standard of living and cover everyday expenses such as groceries, bills, rent, the mortgage, etc.
* Set at least enough money to take care of your final expenses so your loved ones won't have to worry about these costs.

It can also be used to:

* Supplement your retirement.
* Help cover the expenses of raising your children.
* Help pay for your child's education.

Chat - How to use log-in & password given to Top 10 ApnaAdvisors? Email ApnaAdvisor if you want this service.

2010-02-22T21:59:00.002+05:30

Guest has joined.
me: hi
Guest: hi
me: Manish here
Guest: vishal
me: welcome
any query?
Guest: i just want 2 know wat the use of apna advisor
me: click on
why join
on the homepage
Guest: r u online
hello
me: yes
Guest: 24hrs service good
me: any query?
Guest: ya
me: pls ask
Guest: i got user ID & password on mine mobile phone wat its use
me: yes
Guest: ten say na
me: u can use that for chat
on this site
when u will log in in gmail
with that id and password
someone visiting this site can chat with u
like ur using the similar service
to chat with me
Guest: ok dear thanks
me: so pls
start using this chat service
and u will find some prospect chatting with u
u just need to log in with that id and password when ur online..
thanks
Guest: same u
hav a gud nite
me: gd nt
thanks for visiting bye
Sent at 9:30 PM on Monday
Guest has left.

Good News!

2010-02-18T20:22:00.003+05:30

Those who have registered b4 1st Feb, 2010 can check their ApnaAdvisor Account to see that their registration starting date has been changed to 1st Feb, 2010. So, they will enjoy more registration period than they have paid for.

Top 10 ApnaAdvisors

2010-02-15T21:49:00.003+05:30

Today is 15th February which is the last date of the contest "Top 20 ApnaAdvisors". Seeing the low level of participation. We have selected all the ten participants as "Top 10 ApnaAdvisors".

The "Special Surprise Gift" for all of them is that we are giving our new "Value-added" service FREE. All "Top Ten ApnaAdvisors" will get "ApnaAdvisor Chatback" service where anyone will be able to chat with these 10 ApnaAdvisors when they are online on gmail.

List of Top 10 ApnaAdvisors are -

Sreedhararao, ICICI Pru, Hyderabad
Kiritkumar, LIC, Surat
Ashok, Reliance Life, Pune
Jignesh, SBI Life, Surat
Bhavna, LIC, Mumbai
Akhil, Reliance GI, NCR Delhi
Mustak, LIC, Pune
Vishal, LIC, Mumbai
Bellie, LIC, Coimbatore
Anbazhagan, Aegon Religare, Chennai

He inspired me!

2010-02-14T22:08:00.004+05:30

One day, one person called from Pondicherry around four-five months back and we had a little discussion about ApnaAdvisor's concept. He praised the concept and i thanked him. Then, he told something about himself which was interesting and highly motivating. He told me that he daily meets minimum 5 clients, whatever may come. If by any chance, he is unable to meet 5 clients, he does not go home and sleep in bus-stand or train-station. He is so devoted to his business that he has never taken any leave. When i asked him, is his family supportive. His answer was "yes".

Regards,

Vishal Kashyap,
Founder
ApnaAdvisor.com

25,000

2010-02-13T19:56:00.001+05:30

Just look for ApnaAdvisor in Google Search and you will find 25,000 results. We are moving forward.

4 days to go.

2010-02-12T09:21:00.001+05:30

Dear Registered Member,

Only 4 DAYS LEFT!

On Monday, 15th February, 2010, "Top 20 ApnaAdvisors" will be declared. Don't you want to be the one of them? So, just SMS your ApnaAdvisor user ID on 9974227733.

Chapter 1 - Think before you buy Life Insurance

2010-02-10T00:17:00.007+05:30

Life insurance is an important decision for both you and your family. Your marital status, number of dependents, family size, income, and wealth all play a role in determining the amount of life insurance that is right for you. The first step is to determine your current need for life insurance and how much you can afford to spend. It is a good idea to think about future needs too.

Always remember, if one kind of life insurance plan does not seem to fit your needs, check other plans. Be sure to read the brochure carefully, and ask the agent or company for an explanation of anything you do not understand. Compare different plans. Whatever you decide, it is important to review your life insurance planning every few years to keep up with your changing financial and family circumstances and responsibilities.

Insurance Corner - Getting Launched Today - Just Now

2010-02-09T20:05:00.007+05:30

Hi,

Insurance Corner is dedicated to Insurance Buyers. Here i will try to answer every question that a buyer should ask or think before or after buying insurance. I will be writing 1 chapter every week. Each chapter will be dedicated to a particular topic. I will use my experience and knowledge and at the same time, i will use different sources of information, like magazines, websites, books,etc. I am not sure which chapter will be useful to whom, but it is my firm belief that each chapter will be valuable. There is huge lack of awareness among insurance buyers and there is need of more understanding. I will try my best to put things in a way which is easy to read. This corner will be really useful if more and more people take part and share their views.

Regards,
Vishal kashyap,
Founder

Thanks to participants of Top "20 ApnaAdvisors"

2010-02-06T23:13:00.004+05:30

To All the participants,

ApnaAdvisor thank you for taking part and we assure you that you will really be delighted on 15th Feb, 2010.

There will definitely be some surprise for all participants.

Not only winners, participants too deserve some gift.

Regards,

ApnaAdvisor Team

It's exciting!

2010-02-05T19:51:00.009+05:30

Dear Registered Member,

We told that this Insurance Season is going to be very exciting for every ApnaAdvisor Registered Member.

Here are two things that ApnaAdvisor Team wants to share -

1. A new "value-added" service will be launched soon which will help you in converting prospects online. This service will be instrumental in growing your business more quickly.
2. We have started investing in Google AdWords(most trusted online advertising medium) and you will soon see the result.

This Post is itself a "HINT" of what is the "Special Surprise GIFT" for "Top 20 ApnaAdvisors".
The "value-added" service will be FREE for all "Top 2o ApnaAdvisors".

We can guarantee that, all "Top 20 ApnaAdvisors" will be very happy with the "Special Surprise Gift".

If you have still not applied for participation, do it now, just send your ApnaAdvisor User Id on
9974227733.

Regards,

ApnaAdvisor Team.

Photo is very Important! Please don't ignore.

2010-02-04T10:04:00.005+05:30

Dear Registered Members,

If, you have not yet posted your photo, it will really be a case like you are going to a party and you are wearing a torn shoe, although you have a new shoe. What difference a torn shoe with a hole and new shining shoe will make in a party, you must be knowing very well. I think, you can understand why i am making this point. By keeping your profile in this website, you have made a presentation of your personality. Now, if you have not put your photo, it is almost equal to going in a party with a torn shoe. You must present your profile in the best possible manner, so that you can impress the visitor in the first glance.

By keeping your profile on this site, you are just trying to win the trust of the prospect visiting this site, so that you get the appointment.

So, all those registered members who have not posted their photo, please do this at the earliest. It is my sincere request.

Regards,

Vishal kashyap,
Founder,
www.ApnaAdvisor.com

Update - List of Participants of "Top 20 ApnaAdvisors"

2010-02-03T11:05:00.021+05:30

1. SREEDHARARAO KAMALEGIRMAJI - Hyderabad
2. KIRTIKUMAR PATEL - Surat
3. ASHOK ALURKAR - Pune
4. JIGNESH KUMAR - Surat
5. BHAVNA GANDHI - Mumbai
6. AKHIL BHARDWAJ - NCR Delhi (General Insurance)
7. MUSTAK MOMIN - Pune
8. VISHAL GUPTA - Mumbai
9.BELLIE N - Coimbatore
10.ANBAZHAGAN - Chennai

Result will be declared on 15th Feb, 2010.

To Participate, registered ApnaAdvisor Members can just send their ApnaAdvisor user id on 9974227733.

We will keep updating the LIST here.

Remember, a "very special surprise gift" will be given to "TOP 20 ApnaAdvisors".

Chat - To Understand the concept of ApnaAdvisor - For Insurance Professionals

2010-02-02T09:29:00.002+05:30

Guest has joined.
Guest: Hi
me: hiu
Manish here
welcome to ApnaAdvisor
First website in the world, which brings buyers and sellers on the same platform
Thousands of Insurance professionals have registered their profile, from more than 200 cities
So that buyers can select their own insurance consultant/agent/advisor/manager after going through profiles.

May i know your Name,City,email id?pls
Guest: I am SSSSS (name not disclosed)
me: good evening
Guest: from Pune
me: ok
Guest: XYZ@gmail.com (email id kept secret)
me: any query?
Guest: i would like to know about the free insurance leads.
me: thanks for your information
Guest: I saw your ad online
me: sure
are u selling insurance?
Ok
Guest: yes
me: ApnaAdvisor is putting the profile of people selling insurance in India
on this site
so that
buyers will be able to go through profiles
and select someone whom they can trust
Guest: I see
thats a fine move
me: profile shows the personality of an individual
There is no other such website
Guest: thats right.
me: Suppose, u have registered here
Someone from Pune wants to buy a retirement plan
but he don't know any insurance professional
or even if he knows, he wants to avoid
getting under obligation
he can visit this site
Guest: thats right
me: here he can go through ur profile
and u will thus get an appointment
since these appointments
are getting generated online
and we are just providing you a
insurance dedicated platform
we are only charging for putting your profile
on this site
Guest: i see
me: which is between 2-3rs/day
we don't charge for LEADS
Guest: i see
me: which are search-generated
and are exclusive
only u and that person who is giving
an appointment will be knowing about that appointment
Guest: ok
me: Thats why Leads are free
Guest: I see
me: we don't sell leads
we generate leads for u
1000s of insurance professionals have already
registered from more than 200 cities
Guest: i see
me: we are 5 months old
and lakhs of visitors have come
and thousands of leads generated
in this unique way
Guest: i understand
me: We have 2 charges
one is registration
and another
is subscription
Guest: ok
me: Registration
means that ur profile will be kept on the site
which any1 can view
Guest: ok
me: and will be available for search
you will even get the appointments
Guest: ok
me: we will send u the alerts
but u will not get the contact details
till u subscribe
Guest: i see
me: this we have done
so that if someone don't trust on our concept
as it is new
he/she can 1st go for
Guest: o ok
me: registration
and when he/she starts getting leads
Guest: ok
me: can go for Subscription
Registration charge
for 6 months is 600
you can go for longer period
Guest: i see
whats your charges for the same.
this is for registration?
me: for subscription
starts with quarterly mode
that is of Rs600
Total 1200 .
Guest: i see
me: if you go for both
Guest: ok
me: everything is online
u can click on register
on the homepage to register online
Guest: ok
me: and even click on "why join" for FAQs
Guest: i see
me: ok
and
Guest: so is your 7 day free trial offer over?
me: payment
can be made by credit/debit card
long ago
Guest: oh ok
me: that was introductory offer
Guest: i see
me: yes sir
Guest: well currently I am just joining the insurance sector
me: ok
Guest: so I will surely get back to this site
me: sure
Guest: do you have a referral system as well?
me: what do u think of this website
pls give ur feedback
yes
if someone gives the reference
he will get a pen-drive
Guest: i see
me: i will suggest
that u go through the BLOG of ApnaAdvisor
which will give u some more idea about this site
Guest: yes, i will go through it as well.
well the concept is fine and unique
me: thanks
Guest: it will have a response.
me: sure
pls register
the charge is only Rs2-3/day
and u may get early result
this is an insurance season
we are having more traffic
coming through search engines
Guest: yes you are right.
me: we are even using Adwords for Advertising
Guest: I will register as soon as I get my licence
me: sure
u r welcome
Guest: whats your good name
me: any query
u can write to us on contact@apnaadvisor.com
Manish here
Guest: alright.
alright Nice talking manish.
thanks for the info
I shall get back on it.
me: or call us
ok sir
thanks
pls tell about this site to more people
sure
thanks
Guest: sure
me: have a g8 insurance season
Guest: thankyou.
me: good night
Guest: nite.
Sent at 9:10 PM on Monday

Coming Soon! Insurance Corner for Buyers!

2010-02-01T23:17:00.008+05:30

Information which are important for every Insurance Buyer!
Things which every Insurance Buyer should ask themselves, before taking any insurance policy!
Details which must be checked in the policy document, after taking the insurance policy!

Many such bundle of knowledge is going to be a part of our "INSURANCE CORNER", a new section which we will start on this ApnaAdvisor-BLOG.

This will be very helpful for all those who want to buy any insurance policy.

How to reach the top of the search result?

2010-02-01T22:08:00.000+05:30

If you have registered your profile and you are one of the many advisors from your cities that have registered on ApnaAdvisor, then you should know that when the search result is displayed in a tabular format, the person who has done maximum log-in in his ApnaAdvisor Account will come first in the list. The ranking in the table is based upon number of times that person has logged in his account, starting with the highest.

So, now you know that how you can be one on the top of the table.

Top 20 Advisors Of Feb 2010! All registered Advisors can take part in this contest.

2010-02-01T19:24:00.012+05:30

ApnaAdvisor will announce "Top 20 Advsiors" on 15th Feb, 2010. They will get special attention. Their profile will be aggressively promoted. They will get a "Surprise Gift". Every weekend, review will take place and the list may change.

To participate, just SMS your ApnaAdvisor user id on 9974227733.

Selection of "Top 20 Advisors" will be done on the basis of Comments and Rating of your profile.

Anyone can rate and leave comment about your profile by clicking on the "comment" button at the bottom of your profile.

To comment, one needs to go through a simple registration process, which is different from Advisor Registration of profile. To register, one can click on "comment" and then "Register to Vote".

All comments will be displayed in your ApnaAdvisor Account.You can click on "Comment" link to check those comments. They will be displayed below your profile only after you allow those comments to be displayed. You will act as moderator and allow or ignore those comments.

If any query, one can contact ApnaAdvisor Team.

It is True, Leads are Free.

2010-02-01T18:12:00.001+05:30

Dear,

What if I was to tell you there are FREE LEADS available for you. Sounds too good to be true, right?

Well, it is true!

www.ApnaAdvisor.com is the the 1st such site in the world which creates search-generated "FREE LEADS" for you.

You must be thinking - wow, this is great! Sounds so simple! As you will find out, there are effective ways to grow your business
with the help of ApnaAdvisor.com, an insurance site like never b4!

1000s of insurance professionals have registered their profile on ApnaAdvisor.com. They not only know how ApnaAdvisor works,
but they know HOW TO PROFlT from it.

They have decided to register their profile on www.ApnaAdvisor.com, a website dedicated to insurance, so that buyers coming to this site can select them after seeing their profile.

This is a unique promotional strategy which will help you in reaching maximum number of clients.

So stop wasting time trying to "Buy Leads" when we are here to generate "FREE LEADS" for you.

Within 5 minutes you can Register on www.ApnaAdvisor.com and start showing your profile to visitors of this website.
We don't charge for LEADS, but there is charge for keeping your profile on this site, which is as low as Rs 2/day.

Register now to get FREE LEADS.

Along with Free Leads, get minimum 3 Assured Leads per month, by getting your profile registered on www.ApnaAdvisor.com. This offer is for Limited Time.

For more information, visit www.ApnaAdvisor.com and click on "why join" on the homepage.

To your Success,

ApnaAdvisor Team.

1st Feb 2010! It's Important for all registered Members

2010-02-01T13:23:00.002+05:30

All those who have registered their profile till now, we have a very good news for you. Though you have already registered your profile on the website www.ApnaAdvisor.com, today will be considered as the starting date of registration for all you. It will be reflected very soon in your ApnAdvisor Account. Thanks for being a part of ApnaAdvisor.

If you are selling insurance, you must register on ApnaAdvisor.com

2010-01-30T16:12:00.000+05:30

Along with Free Leads, get minimum 3 Assured Leads per month, by getting your profile registered on www.ApnaAdvisor.com. This offer is for Limited Time.

1st time in the world,ApnaAdvisor is putting the profile of people selling insurance in India, so that buyers can go through several profiles and decide whom they can trust and approach. This is how leads are generated here, in a very unique way.

Here prospects select you after after going through various options. So,you can say these Leads are already 50% converted one. They get delivered to you in real-time in your ApnaAdvisor Account and you will receive an email and SMS alert.

ApnaAdvisor is bringing revolution in the way insurance is sold or bought in India. 1000s of insurance professionals have already joined and if you want to be a part of it, then go through "why join" section and Register Now on www.ApnaAdvisor.com

Chat - Manager trusting ApnaAdvisor for Recruitment! Same time, also going for Double Dhamaka Offer!

2010-01-29T09:13:00.004+05:30

Guest has joined.
Guest: hi
me: hi
Guest: "XYZ" here from bangalore
me: Manish here
welcome to ApnaAdvisor
First website in the world, which brings buyers and sellers on the same platform
Thousands of Insurance professionals have registered their profile, from more than 200
cities
So that buyers can select their own insurance consultant/agent/advisor/manager after going through profiles.

May i know your City,email id?pls
r u selling insurance?
Guest: Bangalore
me: ok
Guest: yup Unit manager from LIC of india
Bangalore
me: ok
any query?
Sir, u have already registered, i hope
Guest: wanted to knw hw to work out about advisor recruitment
yes i have
me: ok
click
on Advisor Recruitment
Guest: k
me: u will see a list of people
who have shown their interest to become advisor
you can contact them
only if you have paid for subscription
Guest: k
me: have u made any payment till now
?
click on any name on the list
if u have paid for subscription u will b able to see details
For payment
Guest: howmuch is the pay?
me: you can log into your ApnaAdvisor account
and click on payment
details are there
u can pay online
by credit/debit/net transfer
or offline also
Rate starts with Rs 600 for 3 months
Rs 1000 for 6 months
The benefit of paying b4 this month end will be that
ur registration period
will get doubled
Guest: hws that
me: as u can see about this offer
on the last post in the BLOG
Guest: and i think the same lead will be passed on to smeone else
me: another thing is that now ur registration period will be considered from 1st Feb as the
starting date
No all Leads are exclusive
Leads are only generated
when someone selects you
All LEADS are exclusive
no one else knows about it
There is no other site like this
we have a unique
new concept of
generating LEADS
First time in the world
we are putting the profile
of people
Guest: but the same persons detail about advisor recruitment can be accessed by some else too who will pay yu
me: selling insurance in India
so that buyers
will have option to select advisor
i was talking about Business LEAD
In the Advisor Recruitment
Guest: no about advisors lead
me: section
Guest: me more concerned abt that
me: there will obviously be competetion
as we want to give the best service to those who are applying to become advisor
Guest: k
me: As more managers will approach someone. he/she will have better options
Then it depends on your convincing power
and his/her choices
Guest: k
me: Managers spend rs 1000 easily on recruitment
of 1 advisor as per our research and knowledge
Guest: hmm
me: and that is worth as they give the business
in three months, even if you get 2-3 advisors, you will be in profit
am i right?
Guest: yup
thats there
me: yes
so ple go for subscription
after Feb, Double Dhamaka Offer
will end
and you will miss a Golden Opportunity
u have already got 1 Year Registration Free
It is another chance for you
at the same
time
i will suggest you to put your photo
in the profile
that will help u a lot
Guest: k
me: there will be some people
Guest: thank yu
me: who will themselves
select manager
this option is always there for
anyone
who want to become advisor
without photo your profile
is incomplete
also pls add your achievement
in the "About Me' section
that will add value to your profile
Any other query?
Are you getting our emails?
ya iam
me: You can follow us on Twitter for latest updates
Guest: kk
me: yes
sir
Guest: k
me: thanks
we are using very secured system
CC Avenue is the same company which is providing
service to naukri,make my trip, shaadi and other top website
Guest: k
me: ok
Sent at 8:40 AM on Friday
Guest: hi
me: yes
we have received your payment
sir,
Guest: k
me: your service will start within 6 hours
may be earlier
Guest: but wont i receive any confirmation for that
me: IT Team will activate it as soon as possible
You must have received one email
for payment confirmation'
we will also send an email about activation of your
Subscription
Thanks for the Payment
Guest: k
me: Any query sir?
One good news is that
we have
started Adword campaign more agressively
so that more LEADS will be generated
You will soon see the result
And pls improve your profile by adding your photo
And soon there will be contest for TOP 20 Advisors
pls take part
Guest: k
me: if selected your Profile will get highlighted and you will also get a Surprise Gift
Thanks
Keep visiting
Guest: no confirmation mail for payment is come
me: and follow us on twitter for the latest updates
It will surely come
It will surely come
pls give your email id
Guest: XYZ@gmail.com
Sent at 8:55 AM on Friday
Guest: whatzz up?
me: just wait for 2 mints
sir
i m checking
Guest: k
Sent at 8:58 AM on Friday
Guest: yu din receive my
payment?
me: we have received
Sent at 9:00 AM on Friday
me: pls check your inbox now
have you received any email from ApnaAdvisor?
Sent at 9:03 AM on Friday
Guest: ya
done
me: thanks
Guest: thank yu ... have a nice day
me: i hope everything fine
thanks,gave a g8 day
Guest: ya
me: have a g8 day
take care
Guest has left.

Double Dhamaka!

2010-01-29T06:13:00.003+05:30

Any registered Insurance Professional(Advisor,Agent,Manager) who will pay the Subscription charge before February 2010 ends will be gifted with Double registration period. It means that the registration period for which he/she has opted will get doubled.

Suppose, someone has opted for 6 months registration period and pays for subscription now (it is also applicable for all who have already paid), then registration period will be considered for 1 year without any further charges paid for registration.

Top 20 Advisors! Contest getting launched soon.

2010-01-28T20:31:00.005+05:30

Very soon, "Top 20 Advisors" contest will be launched. If, you want to be selected as the "Top 20 Advisors", just email on contact@apnaadvsior.com that you want to take part. We will send you the updates. The contest will run in the 1st week of February 2010. All who will be selected as "Top20 Advisors", their profile will get special attention on this website and their photo will be put on the Homepage. They will also receive a "Surprise Gift".

Refer and get a Pen-Drive!

2010-01-28T19:50:00.008+05:30

If any of your friends or relatives is selling insurance then just ask him to Register his/her profile on www.ApnaAdvisor.com for the benefit of getting "3 FREE LEADS/Month" which will be Exclusive, Guaranteed, Search-Generated and Real-time.

If he/she gives your Mobile Number as a reference while getting registered online, then you will get a Pen-drive as a complimentary gift. The memory of the pen-drive starts from 1GB and can be more, depending upon the registration time period.

The Pen-Drive will be delivered within 2 weeks of Activation of Registration on ApnaAdvisor.

You can win as many Pen-Drives as you want. So, Go For It.

This is Limited Time OFFER, it will Run till stocks last! Don't Miss!

Regards,

ApnaAdvisor Team

Mastercard Payment Activated!

2010-01-28T18:41:00.005+05:30

Now one can pay registration and subscription charges by using MasterCard. Previously only Visa and other cards were allowed. It can be debit or credit card.

Net banking transfer facility is already available.

We are using the the best online payment gateway. CC Avenue is most trusted and is providing service to most of the popular sites in India as you can see the list of their clients by clicking on http://www.ccavenue.com/content/clients.jsp

If you have any query, you can contact us.

Now registered member will get minimum 3 Leads/Month!

2010-01-28T18:05:00.007+05:30

This is subject to certain terms & conditions which are as follows -

1) Only those registered members will get minimum 3 leads/month who have also paid for subscription and their subscription is running during that period
2) Their profile should be complete and must be having the photo
3) If you don't get 3 minimum leads in any month then your registration period will be extended for 1 month. This will keep happening.
4) If you have found that particular lead is not genuine, then you can report for inquiry and we will take appropriate action and that lead will not be counted for this offer if found False
5) This offer will be for a limited time. That means this offer may not be available for those who will register after this offer is closed.
6) Any discrepancy related to lead generated must be highlighted within 48 hours of its generation.

If you have not registered, register now!

An Open Letter to All Registered Member of ApnaAdvisor

2010-01-28T14:27:00.002+05:30

Dear Registered Member,

ApnaAdvisor is not only growing very fast, but it is also going to bring a revolution in the way insurance is sold or bought in India. This is the real reason why we have started this website.

In this Insurance Season 2010, we are going to come up with lots and lots of exciting things.

Here are the new things coming to your way:

- Additional Free Registration period - Those who have already registered, their starting date for registration will be considered from 1st Feb 2010.
- GUARANTEED FREE LEADS - You will be eligible for minimum 3 FREE Leads/month or your Registration will be extended accordingly (get extra month of registration period)
- Improve your profile, so that you can be the one out of "Top Twenty Advisors for FEB" who will be Promoted in Feb 2010 on this site.
- Refer your friends for Registration and get attractive prizes like Pen-Drive, I-Pod, Mobile, etc
- You can pay charges by MasterCard (this option was previously not available)

For LATEST UPDATES - Keep checking ApnaAdvisor BLOG or Follow us on Twitter.

Warm Regards,
ApnaAdvisor Team,
www.ApnaAdvisor.com

Chat - ApnaAdvisor got appreciated - It feels Good!

2010-01-28T12:06:00.001+05:30

Guest has joined.
Guest: hi
me: hi
Manish here
welcome to ApnaAdvisor
First website in the world, which brings buyers and sellers on the same platform
Thousands of Insurance professionals have registered their profile, from more than 200 cities
So that buyers can select their own insurance consultant/agent/advisor/manager after going through profiles.

May i know your Name,City,email id?pls
Sent at 11:55 AM on Thursday
Guest: for what purpose?
Sent at 11:56 AM on Thursday
Guest: ?
me: r u selling insurance?
any query about ApnaAdvisor?
Guest: no.....but few of my frnds/relatives selling...I will forward them this site....great site......keep it up
me: thanks
Nice to hear that
Guest: which type of services u provide.....only to agents or any else?
me: thanks for visiting this site
We are putting the profile of people who are selling insurance
so that buyer can select their own advisor
That is the main service
at the same time we are also helping people who want to join the insurance industry as an insurance agent/advisor
You can click on Advisor Recruitment Link
Sent at 12:02 PM on Thursday
me: There are various sites which give information about the product, but this is the only site which gives a unique decision making power to buyers to select an insurance consultant
which was never there
Guest: okieeeee great work
me: thanks
any query?
Guest: no...thanks....
me: can u just tell the name of your city?
ok
have a g8 day
Guest: New Delhi
me: ok
Guest has left.

Keep checking your Inbox!

2010-01-27T23:24:00.003+05:30

Those who have registered with us will soon get an email which will be full of pleasant surprises.
So,keep checking your Inbox. This is our 1st insurance season together and we promise you an exciting and good time with ApnaAdvisor.

Add photo in your Profile!

2010-01-27T21:53:00.002+05:30

If you have registered your profile on www.ApnaAdvisor.com and still not uploaded your photo, then you must think about it. It has clearly been seen that those who have kept their photo have greater chance of receiving appointments. The reason is quite simple. People will trust more on someone who has posted his/her photo.

Profile is mirror image of your personality. So, it is suggested that you please upload your photo in your profile, that too a professional looking.

Introduction

2010-01-27T01:18:00.000+05:30

Chat with a new insurance advisor - Dealing with Sales Fear

2010-01-27T00:31:00.004+05:30

Guest has joined.
Guest has left.
Guest has joined.
me: hi
Guest: hi
me: Manish here
welcome to ApnaAdvisor
First website in the world, which brings buyers and sellers on the same platform
Thousands of Insurance professionals have registered their profile, from more than 200 cities
So that buyers can select their own insurance consultant/agent/advisor/manager after going through profiles.

May i know your Name,City,email id?pls
Guest: My name is Advisor from bangalore
me: ur email id pls
Guest: XYZr@gmail.com ( email id kept secret)
me: any query sir?
Guest: I am new to this field.
me: ok
Guest: and presently I am with ING.
and came across with your website.
how can make use of your website.
me: ok
This website will help u
by generating leads for u
Guest: but the registration are not free.
me: Why it should be free?
ApnaAdvisor is the first website in the world
which i putting the complete profile of people selling insurance in India on this site
so that buyers can visit this site
and go through different advisor's profile
and select someone whom he/she can trust
Leads thus generated are FREE
and EXCLUSIVE
and will be real-time
Guest: when I was going through your advertisement in clickindia.com.
me: When u will register, u will get LEADS
Guest: the registration were free.
me: u must be seeing a very old advertisement
Guest: yes...
me: This offer closed 3 months back
It was an introductory offer
which u have missed
but, still it is very cheap
Guest: there are so many experienced advisors have years of expriences.
me: hardly costing 2-3 rs/day
Guest: I am just a new baby inthis field, hardly few days.
me: Yes, there are young and inexperienced advisors also
It's all about mindset
Many visitor will prefer young advisor
as they can bargain with u
which is impossible with 10-15 years old LIC or other compnay's advisor
Don't you agree
As you have this mindset, and ur afraid
there are also some young people who take things differently and have registered with us
it's all about taking things on a positive note
Guest: I dont have much idea on it!
me: people who succeed are those, who rarely miss chance
Guest: I still go along with sales manager to close the deal.
me: i agree, so just go for registration and have a successful insurance season ahead
I think u need to build your confidence
Guest: coz I am still unknown of product and its details.
me: u must think about what you want to do and should make all efforts
things will fall into place
selling insurance is tough when u think it is,
you will be able to convince client, only if you are confident about ur product
Guest: well I dont think is a easy job. it is just to play with the emotion of people.
me: i will suggest u to go for registration
securing life of someone by providing insurance is not a game
pls change ur mindset
with this mindset , everything will seem hard
what is an easy job?
selling insurance is a noble job, onlt if ur method is ethical
Guest: Yes I understand, I am still learning.
me: ok
any query?
about registration
click on "why join" on the homepage
it will be helpfu;
Guest: thanks for help. I have register.
me: ok
Guest: sorry! I will register.
me: ok
ur welcome
any help required
Guest: thanks any way.
me: u can call us
or chat here
thanks
Guest: may I know to whom talking too.
me: Manish
Guest: may I know to whom I am talking too.
me: any query?
pls ask
Guest: thanks Manish. I will do my best to change me mindset.
if any question I will ask you.
me: ok
sure
Guest: thanks manish I will check your website.
Sent at 9:02 PM on Monday
me: thanks
Sent at 9:04 PM on Monday

Chat showing MISSED LEAD! So please keep checking your ApnaAdvisor Account and keep your profile Updated

2010-01-24T22:08:00.003+05:30

Guest has joined.
me: Hi
Manish here
welcome to ApnaAdvisor
First website in the world, which brings buyers and sellers on the same platform
Thousands of Insurance professionals have registered their profile, from more than 200 cities
So that buyers can select their own insurance consultant/agent/advisor/manager after going through profiles.

May i know your Name,City,email id?pls
Sent at 9:12 PM on Sunday
Guest has left.
Guest has joined.
Guest: "ApnaAdvisor Member" from Ahmedabad & i an A development officer in LIC
me: ok
Have u registered?
Guest: yes
me: ok
any query?
Guest: yes i dont get any leads from you
me: r u sure?
that u have not got any lead?
Guest: yes
yes
me: there was a lead for someone wanted to become your advisor
Guest: yes but he is already an advisor of other company
me: who?
Guest: Mr Manan Trivedi
me: ok
let me check
Guest: ok tell me how can i open my VISIT
me: give me 2 mints
pls wait
Guest: there are 9 visit their
me: pls wait
Sent at 9:26 PM on Sunday
me: Date Name Email Phone Address Comment
Thursday, January 21, 2010 9:54:24 PM payal shah pshah9979@yahoo.in 99XXYYXXYY Vastrapur,Ahmedabad I want to become a LIC Agent.
this was the LEAD you got on 21st
Sir,ur contact details are blank,have you seen
???
Guest: ya i call her she is not responding
me: When did you call?
Guest: there are 10 visits i want to open that
me: visits can't be open
Guest: today
me: when?
Guest: ok why
me: at what time?
today is 24th
Guest: 8 pm
me: she asked 2 person for appointment
Guest: continuously tring to contect her
me: another one has already followed her
Guest: ok
me: u r late,sorry sir
we have followed
and we don't have ur contact details
Guest: ok give me another lead
me: as u have left it blank
we don't give lead,they are self-generated
as u can seen by clicking on the link
Guest: ok take my contect no 9712XXYYCC
me: of Advisor recruitment
that she even applied in the open forum on 20th
u missed a good chance sir
U pls complete your profile
we have sending many emails, previously
u may not have received any of them
as ur contact details were not with us
Guest: ok but i have given you my Contect Detail my contect no is 9712XXYYCC & 9879CCRRTT
me: Good thing is that,we are going to extend your period of subscription
Guest: next time pls call me
me: sir u can edit your profile
Dear sir
pls log into your account
and click on edit and add all the details
Even u can make ur profile better to have more leads
in "About Me' section, u must show ur achievements and showcase ur skills
also show ur positive points
These things matter a lot
and be in contact touch with us
keep visiting the site
Are you there?
sir
Guest: ok thank u will see u later
me: thanks
any query?
u r always welcome
Good Night
sir
Guest: no will talk 2u later thanks for advising
me: thank u sir
Sent at 9:42 PM on Sunday
(name and mobile number has been kept secret)

Excerpt from the Chat History! Valuable for Insurance Seller visiting this site 1st time

2010-01-24T10:34:00.002+05:30

me: are u selling insurance?
thanks for imformation
Guest: yes , i am FPA of Aviva Life Insurance.
me: ok
are u visiting this site 1st time,sir?
Guest: I want to know what benefit i get from apna advisor
me: sure
we are putting the profile of people who sell insurance
on this site
so that buyers will have different options
and he/she can select his/her advisor
after seeing their profile
it is a common platform for both buyers and sellers
since u r selling insurance,there will be people/prospect from ur city
who will visit this site looking for some1 from Aviva life
they may have seen advertisement on tv or newspaper
if u have registered, ur profile may interest him
each has different mindset and need
thus we generate
online leads
there is no such other website based on this unique concept
of generating leads
Guest: if some pay your charge fee, then can you support or arrange some call from your side with related city.
me: click on
http://apnaadvisor.com/FAQ.aspx#charge
to know how u can become a ApnaAdvisor Member
we charge only for
keeping ur profile on this insurance dedicated website
there is no revenue sharing
if business is generated
or any charge per appointment
So, there is charge only for registration and subscription
Guest: ok thanks for this information.

Post Free Ad!

2010-01-22T14:00:00.001+05:30

Now post FREE Advertisement! Just click on http://apnaadvisor.com/freeAdvertisement.aspx !

Why ApnaAdvisor is not having a "Request Insurance Quote" Form?

2010-01-22T08:25:00.003+05:30

The simple reason is ApnaAdvisor don't believe in "fooling" insurance buyers. We believe in ethical way of business. There are several sites which are solely based on providing this service. Whenever any insurance buyer fills such form, it becomes a LEAD which is sold in the market.

We are not providing this service as we want buyers to decide who should be his/her insurance advisor. We have created this option for buyers which was never there. It is only on www.ApnaAdvisor.com that buyers can select their advisor after seeing the complete profile of insurance professionals (agent/advisor/manager).

Surely, this selection process generates a "LEAD" for insurance sellers who have registered their profile on this site. But, this is beneficial both for buyers and sellers who use this site.

There is no charge in any form, for the buyer. For the seller, there is charge for keeping the profile on this website which is hardly Rs 3-4/day. But, there is no charge for any "appointment" generated.

Thus, this site works only as a common platform for insurance buyers and sellers. The objective is to empower the insurance buyer while buying insurance, so that he/she takes the best policy without any obligation, using their right to select insurance consultant/advisor/agent/manager.

This post is for those who sell insurance and are still waiting to register on ApnaAdvisor

2010-01-21T00:05:00.001+05:30

Warm Greetings,

Don't you need LEADs? Don't you want more insurance business?

If you are meeting even 3 new clients everyday, then you may not be needing them.
But, If it is not so, then without any doubt, you must register on www.ApnaAdvisor.com.

Click on the below link to know why you should register yourself without wasting a single moment.

http://apnaadvisor.com/FAQ.aspx

1000s of Insurance advisors/agents/managers have already registered from more than 200 cities.

We don't promise any "Miracle", but we have surely laid down a path for your success. It is now upon you that which path you choose.

The secret of success in life is to be ready for opportunity when it comes.

Regards,

ApnaAdvisor Team

Introduction of ApnaAdvisor.com

2010-01-19T08:52:00.003+05:30

ApnaAdvisor.com is a common platform for buyers and sellers of insurance. First time in the world, such website has been launched and there is no other website like this.

Thousands of insurance professionals (agent, advisor, manager) have registered their complete profile from more than 200 cities of India. Insurance buyers or prospects can come to this site and select their own insurance consultant (agent, advisor, manager) by using the customized search engine of ApnaAdvisor. One can just select the city and the name of insurance company and the search result will show a list of those who have registered their complete profile on this site.

Sellers get the appointment whenever their profile is selected by some prospect. These appointments can be called as "Free Leads" which lure them into getting their profile registered on this site.

Prospects do not need to register or pay any fee for the service.

There is nominal registration charge for keeping the profile on the website www.ApnaAdvisor.com

The website promises to bring a revolutionary change in the way insurance is sold or bought in India.

Happy Makar Sankranti, Pongal & Lohri!

2010-01-14T10:29:00.002+05:30

Warm Wishes to you and Family on
the festivity of Makar Sankranti

Chat - For those who have registered but not paid for subscription will loose the business!

2010-01-12T20:35:00.002+05:30

Guest has joined.
Guest has left.
Guest has joined.
me: hi
Manish here
welcome to ApnaAdvisor
First website in the world, which brings buyers and sellers on the same platform
Thousands of Insurance professionals have registered their profile, from more than 200 cities
So that buyers can select their own insurance consultant/agent/advisor/manager after going through profiles.

May i know your Name,City,email id?pls
Guest: i will tell u everything about myself but first i wud like to knw sumthings
me: ok
Guest: is this a free site or we need to pay
me: r u selling insurance?
Guest: yes
me: ok
What do u mean by free site?
Guest: m into insurance m an Agency Manager
me: ok
are u visiting 1st time?
Guest: yes
me: click on http://apnaadvisor.com/FAQ.aspx
to know everything
and if any query, we are here
Leads generated are free
Guest: i have to appointments need to get in touch wit me
but nt able to click on them
me: i m not getting
Guest: nt able to get there contact details
me: have u registered with us?
Guest: yes
me: ok
ur name?
ur city?
Guest: (Name not displayed)
Mumbai
me: ok
let me check,
probably u have not paid for subscription
kindly go through Why Join
Guest: ok
me: when did u register?
Guest: in the month of sept
me: Also add ur photo in ur profile
for better result
ok
Guest: ok
me: to access contact details
u need to have subscribed our service
so pls pay for subscription
It is sad that though leads are there but have not been used, which will harm the interest of all registered advisors
So, we request you to follow on The Lead that u have got
For payment,just click on payment after logging into
r u there?
Guest: yes
me: so, i hope ur making the payment
which can be done online or offline
details are there in Why Join
any query sir?
you can pay by credit/debit card
Guest: ok thanks
me: thanks
have a g8 evening
Sent at 7:50 PM on Tuesday
Guest: bye
Sent at 7:56 PM on Tuesday
Guest has left.

Free LEAD for you

2010-01-12T13:17:00.004+05:30

Srikant from Bangalore is looking for General Insurance plan. It is urgent. He contacted ApnaAdvisor. Since, we have only 5 registered advisors from Banagalore in General Insurance Section, we are displaying his email id here, so that some one can help him.

His email id is srikanth.tms@gmail.com

You can also email at apnaadvisor.team@gmail.com if you are selling general insurance.

Chat which may help you, if you are selling insurance!

2010-01-11T18:19:00.001+05:30

Guest has joined.
Guest: hi
anyone is there
me: hi
Manish here
welcome to ApnaAdvisor
First website in the world, which brings buyers and sellers on the same platform
Thousands of Insurance professionals have registered their profile, from more than 200 cities
So that buyers can select their own insurance consultant/agent/advisor/manager after going through profiles.

May i know your Name,City,email id?pls
Guest: hi i m ankit shah from ahmedabad
me: ok
r u selling insurance?
Guest: working as a Senior relation ship manager in religare broking insurance ltd
yeah i m selling
me: ok
Guest: may i know what u r doing
me: so u can register on this website
to start getting appointments
Guest: but i wanna know how is response
me: i m part of ApnaAdvisor Team.any query ?
Guest: yeah i want to know how's response of this
and how many appointment i can expect per day
me: we have 1000s have registered advisors and managers from more than 200 cities and have generated 1000s of leads in last 5 months of existence
Per da?
we are not selling insurance leads, we generate leads online,as lakhs of visitors come here for information and give appointments to Advisors/agents/managers
we hardly charge rs 3-4/day for keeping ur profile on this site
There is no such other website
We have a unique concept and we promote ur personality
Guest: hmmm ok
me: it is one way of reaching maximum prospects
in ur city
Guest: but we are doing more focus on GI
me: we are not selling data which are usually sold as leads
Guest: but u have very less partners in GI
me: We are dedicated to all forms of insurance
Guest: so is it fruitful for me
me: Yes
Our focus is more on LI
Guest: it is 1000Rs. per year
oh ok
me: yes
Guest: in which company u r promoting more
me: Those who visit this website give appointment for Car insurance too
and health insurance
Guest: ok
me: all companies
Guest: last month how much business done may i know
me: everything is automatic
we have created a platform
Guest: ok
me: we are mediator
not active players
Guest: so how many leads do u generated that u can know
me: we have all india presence and one of the fastest growing insurance webiste
Guest: from ahmedabad or near ahmedabad
me: as i have already told thousands of leads have been genrated
Sir, we have covered all metros
Guest: ok
me: and have touched more than 200 cities
in just 5 months
We have a new concept
there are sites which provide information about product
Guest: wait a minutes
me: but we are the 1st website which provide an option to buyers to select their advisor, depending upon their preference and need
All Leads are FREE, Exclusive and search-generated
Guest: ok
me: any other query?
pls ask
Guest: do u have any peopel who can come to my office and finished my joining formality
me: everything is online
just fill the online registration form
payment can be made by credit/debit card
ok
Guest: i m not using my cards on internet
me: u can deposit cash
Guest: ok dats fine
me: in axis bank
what is ur email id ?
and mobile number?
Guest: (email id hidden)
me: ok
Guest: 09824999XXX (number not disclosed)
me: thanks
Guest: i will do by end of this week
me: as soon as u will make the payment
Guest: coz rightnow i m out of station
me: within 12 hrs, ur profile will be available
for search
and profile will be displayed
Guest: ok sir thanks nice to talk with u
me: thans
we are here to support u
u r always welcome to ApnaAdvisor
Guest: ok
bye
me: bye
Guest has left.

Who want to have this FREE LEAD?

2010-01-08T21:09:00.001+05:30

Guest has joined.
Guest: hi
me: hi
Guest: asl
who r u
me: Manish here
welcome to ApnaAdvisor
First website in the world, which brings buyers and sellers on the same platform
Thousands of Insurance professionals have registered their profile, from more than 200 cities
So that buyers can select their own insurance consultant/agent/advisor/manager after going through profiles.

May i know your Name,City,email id?pls
Guest: can i know ur name
navdeep.bansal0@gmail.com
me: AS I SAID b4,Manish here
Guest: ya
me: How r u?
Guest: can u help me
fine'
me: Any query?
pls ask
Guest: i want one policy with death benifit
in cheep rate
me: ok
which city?
Guest: barnala
my home place dhanaula
me: In Punjab?
Guest: distt barnala
ya
me: ok
Have u checked the website,if some1 has registered from ur city?
Guest: no
me: pls use the search engine on the homepage of ApnaAdvisor
Guest: how
me: or pls leave ur Mobile number,someone will contact u 2mrw
Guest: i dt understand
me: select the city
Guest: 9888113XXX (number hidden, contact us, if u want this number)
me: and the compnay to find if advisor is available or not on this website
What is ur occupation?Sir
Guest: business
me: ok
Do u know any1 who sell insurance,in ur city?
what is ur age?
Guest: no
on site here is no one
32
me: u want to take for urself?
ok
Guest: ya
me: we will make sure that someone from other nearby city co-ordinate with u..
so that u get proper guidance
It's a new website , so we don't have any1 available for ur city
sorry for that
we are only 5 months old
How u came to know about this website?
Guest: on net
me: sir
ok
Guest: in my profile i see ur sms
me: ok
Guest has left.

Insurance Season is here! Make Money!

2010-01-07T19:23:00.003+05:30

Dear all insurance sellers,

It is the best quarter of the year for all insurance professionals. It is time to be focused and win laurels. We are in a quarter where we are still recovering from recession, but at the same time stock market is doing well. So, be confident, meet maximum number of prospects and use all your sales skill to the best use. Work hard in this quarter and you will party hard all over the year.

ApnaAdvisor will always be there to support you. If, you have any confusion or query related to the concept of ApnaAdvisor, you are welcome to email us on apnaadvisor.team@gmail.com or discuss live with our team member on www.ApnaAdvisor.com

Regards,

ApnaAdvisor Team

A chat which shows how important is the Photo in your Profile, if you have registered.

2010-01-05T20:41:00.002+05:30

(Name not disclosed)
Guest has joined.
me: hi
welcome to ApnaAdvisor
Guest: Hi I am XYZ registered on 18th Dec and paid Rs600 by debit card. Have you received the payment
me: is your profile visible
?
i hope we have received,let me check
Guest: profile showing that zero appointments and zero visits
me: yes we have received
city?
company?
Guest: hyderabad
me: ok
Guest: so far no appointments and visits
me: sir,checking?
pls wait
Sent at 7:02 PM on Tuesday
me: i saw that u have not put ur photo in your profile..
Sir, pls upload ur photo
how will someone trust u without photo
it plays a very important role in getting appointments
as we have mentioned even in TIPS
pls do so as soon as possible
Guest: ok thank u Sir
me: sir
pls also work upon "About Me'
that section is very important
u can add achievements and ur positive qualities
to make ur profile more attractive
I hope these things will surely help in generating Appointments
any other query?
Sent at 7:07 PM on Tuesday

A chat which may be useful for people working in General Insurance Company

2010-01-05T20:38:00.002+05:30

Guest has joined.
Guest: hi sir
i want to become a general insurance advisor
my mail id is rajan9498@gmail.com plz suggest me
Guest has left.
me: hi
Sent at 3:53 PM on Tuesday

20,000

2010-01-03T22:09:00.001+05:30

There are 20,000 search results when you search ApnaAdvisor in the google.com

Happy Insurance Season to all Insurance Sellers

2010-01-01T22:30:00.003+05:30

Happy Insurance Season! ApnaAdvisor.com wishes you a successful 2010. May God bless you with lots and lots of insurance business.

Get registered on ApnaAdvisor.com for FREE insurance LEADS which are search generated, exclusive and real-time. Visit the website www.ApnaAdvisor.com and click on Why Join for more information.

Thousands of insurance professionals have already registered their complete profile from more than 200 cities in last 5 months and thousands of FREE LEADS have been generated so far.

Don't miss this opportunity which can make your Q1' 2010 Target look easy!!

Best Regards,
ApnaAdvisor Team

Happy New Year! ApnaAdvisor wishes you success and joy in the year 2010!

2009-12-31T20:51:00.008+05:30

A healthy Discussion - Questions and Answers for Anyone who want to register - useful and interesting

2009-12-30T22:01:00.002+05:30

Guest has joined.
me: hi
welcome to ApnaAdvisor
good evening, Manish here
Guest: what's ur name
me: your name,city?pls
Sent at 7:31 PM on Wednesday
me: any query?
Guest: how I will get leads through ur system
me: As you can see in the diagram on the homepage
1000s of insurance professionals have registered their complete profile here
so that buyers have the option to select their own advisor
after seeing profile of insurance advisors/managers
Profile shows the personality of the person
if you register on this site, lakh of visitor coming to this site may select you after seeing your profile
Guest: Is subscription charges payable at first with registration charges
me: Appointments generated are exclusive
no
you can pay subscription charge anytime
Guest: at what time what does it mean
me: By getting registered on ApnaAdvisor, your profile will be searchable and available for view
you will even get the appointments
you will get alert about appointment
but, if you have not subscribed, you will not be able to see the contact details
so, you can first register
Guest: any contact of sales department
me: and when u start getting leads or appointments, you can go for subscription
we don't sell LEADS or DATA
we generate leads online
by bringing buyers and sellers together
there is no such website anywhere else in the world
It's a new concept and we are the fastest growing insurance website
in last 4 months thousands of insurance professionals have registered their profile from more than 200 cities
Guest: Any contact number of sales Department
me: you can call
at
Guest: Reply me..
me: 9974227733
or 9974933330
or 9376807069
or email at contact@apnaadvisor.com
ok
Guest: any mumbai contact no for sales
me: Kindly go through "Why Join" before you register
Sir, everything is online and very transparent, we have only 1 office, that is in Ahmedabad
we don't require any other office
It is a simple professional website
Anyone can register online
Any other query?
Guest: any concerned authority in mumbai in General
me: no
as it is not required
may be in future, we may open an office in Mumbai
Guest: I am staying in mumbai city that's why
me: If you don't mind,can i ask 1 question
Does every Website need to open an office in every city?
The concept is of providing service online, that means to reach anywhere from anywhere
more than 80 insurance professionals have already registered from Mumbai
I hope you are satisfied with the answer
Guest: so any sales department from mumbai
me: no
Guest: so i don"t have to pay subscription at first..
me: you can decide to pay later
sir, u just need to pay for registration while getting registered
Guest: so will I get leads for that period or duration
me: you may get
you will get alert about appointment
but not the contact details of the person who will give appointment, if you have not paid for subscription
when you will register
you will get login id and password
which you use to check appointments by logging into your ApnaAdvisor account
you will also get email alert , whenever you will get appointment
any other query? pls ask
Sent at 7:52 PM on Wednesday
Guest: so I have to pay subsription charges also at first to view the contact details of the customer
me: yes, so when u will get your first appointment, you can go for payment of subscription charge at that time
subscription charge is in quarterly , half-yearly, annual mode
so, its not like you have to pay everytime, you get an appointment
we are not charging anything for appointments generated on ApnaAdvisor
It is FREE
we only charge for keeping your profile on ApnaAdvisor
ok
Guest: will i get email alert If i have not paid subsription charges
me: Yes
you will get
Even we have SMS alert system, but sometimes it may not work on time
But, you can check your ApnaAdvisor account anytime to check update.
you can even edit your profile anytime later
we have tried our level best to provide the best service
and we hope you will surely get good response
ok
Guest: In how much time or days the account gets activated
me: within 12 hours of your registration (maximum)
may be earlier
Sent at 8:00 PM on Wednesday
me: as soon we receive your payment, our IT team gets the notice and your account will be activated within 12 hours of realization of payment
ok
Guest: Is there any assurity of no of leads that will be provided by you..
me: no, it is not possible
if you have understood the concept that ApnaAdvisor is only playing a role of mediator
but we can say that already thousnads of LEADS have been generated
in last 4 months
Guest: Any refund policy..
me: No
we are hardly charging Rs 2-3/day
That too for keeping your profile
it is like advertising
at a place dedicated for insurance only
Prospects come to this site and select advisor
this option was never ever available b4 ApnaAdvisor was launched
there is no such website anywhere else in the world
We hope to revolutionize the way insurance is sold in India
or even bought in India
With the rapid increase in number of people using internet for information
this site is surely going to be a leader
In big cities, requirement of such website is even greater
Thanks
Guest: what's the conversion rate of leads that are provided til now any update from ur registered members
R U there
Reply fast...
Sent at 8:08 PM on Wednesday
me: ok
There is no conversion rate
as lot of factors come into play
traffic on this site, the way the profile has been created, the personality of the registered advisor, etc
We can say that thousands have registred as you can check the site
and thousands have benfited
you can register , you will not repent
thanks for being on ApnaAdvisor
Guest: any payment option to pay by cash in mumbai in ur office or tio ur sales person
me: your name?city? pls
u can pay online as well as offline
payment details are given on the website
during registration you can pay online
or later use your id and password to login to your ApnaAdvisor Account
and make the payment
You can pay by credit/debit card
even by net transfer
cash can be deposited in our Axis bank a/c
or you can send cheque or draft
Guest: any sales person in mumbai to whom can i meet and have further details..
me: NO
you can ask more questions or even email us at contact@apnaadvisor.com
may i know your name ?
Guest: so what abt after sales support in mumbai personally
or directly
me: All support are online
there is no offline support provided
ok
Thanks
Guest: gulshan
me: Thanks
Guest: i want to know more
me: sure
pls ask
Guest: y r u in so hurry
me: and go through "Why Join" section
Guest: what ur axis bank payment procedure by cash
me: you can deposit cash in our Axis bank A/c by visiting any nearest Axis Bank in your city/town
Guest: any A/C NO:
me: Pls check Why Join Section, sir
details are there
Guest: if made by cash in how much time a/c will get activated
me: A/C Name ApnaAdvisor
A/c Number 453010200012652
Bank Name Axis Bank
Branch Relief Road
City Ahmedabad
within 12 hrs of realization of your payment
may be earlier
Guest: whom to contact after making cash payment
me: pls fill the payment form after you make the payment, by logging into your ApnaAdvisor A/c
so that we will get the details
you can call at 9974227733
or 9974933330
or 9376807069
Guest: ANY MUMABI CONTACT NUMBER
me: sorry sir, only Ahmedabad office
Guest: for ur support
me: you can call at these numbers
Guest: so all this mobile no.. which u have provided are of ahemdabad
me: yes
sir
Guest: no contact at mumbai level at all
me: no
Guest: Reply..
me: As i have already said, we have only Ahmedabad office
Guest: any receipt will be provided for payment made
me: You will get email from ApnaAdvisor
and your profile will be visible if payment is made
If you want any receipt hardcopy, it can be arranged
Guest: yes i want that sure..
me: ok
You will get hardcopy also
by courier
Guest: in how much time or days..
me: within 1 week of realization of your payment
me: yes
Sent at 8:34 PM on Wednesday
Guest: pls help me with charges for registration..will i have to pay subscription also , if i am going for quarterly contract
Reply..fast
R U THERE
me: ok'
sure
Is there any registration charge?
Yes. Registration charge table is as below

Year Charge (Rs)
Half 600
One 1000
Three 2600
Five 3600
What is the Subscription charge?
After registration, you will be getting appointments. But, to get the regular contact information of the appointments, you need to pay for that service. That is called Subscription charge and it is shown in the below table

Schemes Time period in months Charge (Rs)
Quarterly 3 600
Half Yearly 6 1000
Yearly 12 1600
Three Years 36 3600
Five Years 60 5600
It will be better, if you also go for subscription along with registration
Sent at 8:40 PM on Wednesday
Guest: SO i have to pay 1200 at first
R U THERE
me: yes
sir
600 for registration will be for 6 months
Guest: BUT 600 IS FOR QUARTERLY SUBCRIPTION
me: yes
Sent at 8:43 PM on Wednesday
Guest: SO I WILL GET APPOINTMENTS CONTACT FOR 3 MONTHS AND MY PROFILE WILL BE REGISTERED FOR 6 MONTH'S
me: yes
sir you have different options, and you can decide which will be the best for you
Guest: IF U NOT PATY SUB CHARGES THEN WHAT
me: your profile will be visible, you will get appointment, but not the contact details about appointments, if u have not paid for Subscription
Sent at 8:48 PM on Wednesday
Guest: WILL I GET ON EMAIL IF NOT PAID SUB CHARGES.. THE CONTACT NUMBERS
me: yes, you will be informed that you have got an appointment, but not the contact details
Guest: what all deatils u give abt customer
pls let me know
me: His name and contact details, address, mobile number,etc
Guest: his prefrences
me: no
as it can be discussed before visiting his place
you can discuss that on phone
it has not been asked to keep things simple for the prospects
Sent at 8:53 PM on Wednesday
Guest: if i want particular area contact no.. can u provide that
reply fast..
me: no
we don't pass number, it is the prospect who decides whom to contact
we are just providing the platform
sir, you have already registered your profile with us
Thanks for getting registered
and we hope that you will soon make the payment to have your profile displayed
The concept is new
It has never been tried before
Guest: so which part of mumbai u cover
me: we are covering all over INDIA
anyone can contact from anywhere
Mostly you will be getting appointments from Mumbai itself
Guest: will i get dialy updates abt the appointments
me: But, for different reason, someone from other city may contact you for any query related to LIC
you can check you account on ApnaAdvisor anytime with the Log in id and password that has been created while registration
You can edit your account also
Since you have not made the payment while getting registerted
so it is suggested that pls log into your ApnaAdvisor account for any type of Payment - offline or online
Sent at 9:01 PM on Wednesday

Useful chat for insurance seller - getting the idea about ApnaAdvisor

2009-12-30T13:01:00.000+05:30

Guest has joined.
Guest: hello
me: hi
welcome to ApnaAdvisor
Guest: tanx
me: any query? Manish here
Your Name, city?
Guest: from?
hyd
ravi
me: ok, sir any specific query related to ApnaAdvisor
?
are u selling insurance?
Guest: ya
me: ok
which company?
Guest: lic of india
me: Ok
Have you registered your profile here?
Guest: no
me: oh
Guest: is it worthy
me: You must do so, if you want free Appointments
ApnaAdvisor is the first website in the world
Guest: is there any fee i have to pay?
me: which brings buyers and sellers together on the same platform
There is simple registration charge for keeping your profile on this professional site
It starts with Rs 600 for 6 months
Guest: k
me: There is no charge for any appointment generated on this website
its free
Kindly click on Why Join? to know the details
Already thousands of insurance professionals have registered their profile on this site and have got various leads
ApnaAdvisor is very different from other insurance websites
we don't sell leads
we generate leads by bringing prospects on this site and leads are free and exclusive
We are proud to say that ApnaAdvisor is the fastest growing insurance website in India
Having a new concept where we just act as a mediator between buyers and sellers of insurance
Sent at 12:33 PM on Wednesday
Guest has left.

Want to take Kotak Life Insurance policy in Pune

2009-12-29T20:24:00.005+05:30

It's sad that a person named Ashish called me just now and informed me that he wants to understand one product of Kotak Life Insurance Ltd, but he was unable to find any advsior, since nobody has registered from Kotak Life Insurance in Pune. It is not for the first time that such thing has happened, i daily get such calls/emails from one city or the another. Sometimes, people have given the appointment, but that concerned insurance professional has not contacted. ApnaAdvisor is such a good platform where buyers and sellers of insurance can come together and interact, but it is underutilized.

The reason may be the lack of awareness among people about this website or the negligence and distrust on the part of some insurance professionals about this website which is based on a completely new concept. Whenever new things come into existence, it is natural that human beings take time in accepting. There are "n" number of such examples and ApnaAdvisor is not an exception.

It will be great, if you are reading this post, to promote this website in your own way. This website will really bring a revolution in the way insurance is sold or bought in India.

Call me!

2009-12-29T13:09:00.001+05:30

Chat about Lead - useful one

2009-12-18T14:00:00.000+05:30

me: hi
welcome to ApnaAdvisor
Good Afternoon
Guest: Great afternoon
me: Your name, city?
Here is Manish
Guest: I need a clarification that if I register for the insurance leads will you give the same leads to all the advisors or any ratio is there
I am Murthy from Hyderabad
me: Pls go through "Why Join"
we don't sell Leads
We generate Leads online
Your profile will be displayed if you register here
And visitors will select you after seeing your profile
we are just a mediator , we have created a common platform for buyers and sellers of insurance
First time in the world such website has been created
Guest: so you will not give leads to us but the buyers will select the seller .it is correct?
me: in last four months ,thousands of insurance advisors have registered their profile from more than 200 cities
Leads are free
Kindly check on the homepage,it has been clearly demonstrated how a lead is generated
Visitors coming to this site, select city and company and find advisors
Guest: another thing Mr Manish If I want to recruit advisors what help you can extend
me: We are giving the 3rd revoltionary option to the buyers
Click on Advisor Recruitment
There are list of people who have filled online form and shown interest to become advisor
everything here is automatic
Many Managers have alreday benefited from our Advisor Recruitment support
people who want to become insurance advisor leave their requirement and contact details on this website
which we share with our registered Managers
Sent at 1:27 PM on Friday
me: click onhttp://apnaadvisor.blogspot.com/2009/12/free-leads-are-you-confused.html
Guest: Thank u very much for the imformation
me: thanks a lot
have a g8 day
bye
Guest has left.

ApnaAdvisor Address

2009-12-17T14:31:00.001+05:30

View Larger Map

There are 17,700 search results for ApnaAdvisor in Google Search

2009-12-16T22:00:00.002+05:30

FREE LEADS! Are you confused?

2009-12-16T19:25:00.002+05:30

Dear, you may be confused that what is "FREE LEAD" as you may have heard or seen such thing for the first time in your life (as there is hardly anything FREE, we usually pay even for drinking water). Am i right?

If yes, then I want to make it very clear through this email that ApnaAdvisor is really providing FREE Insurance leads to those who have registered their profile on ApnaAdvisor.

For understanding "what is FREE LEAD", first understand "what is ApnaAdvisor".

ApnaAdvisor is a common platform for buyers and sellers of insurance. Here thousands of insurance professionals have registered their complete profile (personal, life style,etc) to showcase their personality. Insurance prospects come to this site to find insurance advisor. They select the advisor based upon their perception and need after seeing the profile of registered advisor.

ApnaAdvisor is not selling data of prospects calling them as LEADS. Its utter rubbish and absurd to assume that any data can be treated as LEADS. We are not into "fooling" business.

For ApnaAdvisor, LEAD means an appointment generated on this website, as the buyer select you after seeing your profile. These are search generated, genuine, real-time and exclusive. ApnaAdvisor is acting as a mediator between sellers and prospects.

This search generated LEAD is FREE as we are not charging anything for any Appointment generated through our site. We are charging our registered advisors only for keeping their profile on the website which are known as Registration charge and Subscription charge.

Subscription is just the second stage of registration.

Registration means your profile will be displayed and you will get the appointment alert through email,SMS,etc.

Subscription means you are eligible to receive the contact details of person giving you the appointment.

We have given you this option to either just keep your profile on the site or also go for subscription. You have the flexibility to start your subscription whenever you wish during the registration period.

To maximize the benefit of registration on this website, your profile needs to be presented in a professional manner, highlighting your positive qualities and achievements. So, we suggest to keep your profile updated.

We thank you for your patience and we hope this letter will really clear some cloud of misconception. You are always welcome to give us a call for any query on 9974227733, 9974933330 and 9376807069 or email us.

Regards,
Vishal Kashyap,
Founder,
www.ApnaAdvisor.com

First Banner Ad on ApnaAdvisor.com

2009-12-16T11:08:00.002+05:30

For the first time in our 4 months of existence, we have posted one Advertisement Banner on our website. We are glad to have the opportunity to display the Advertisement of Outlook Money on our homepage. We are expecting some more companies coming forward to use our website to promote their product as the number of visitor are increasing manifold, day by day.

Do you know who are Insurance Agents?

2009-12-09T13:50:00.002+05:30

When an individual plans to buy an insurance policy, the first thing that he would need to do is to get in touch with a reliable insurance agent. Insurance agents are those individuals who specialize in marketing and selling different policies on behalf of an insurance company. The policies that these insurance agents sell range from life insurance to health insurance to disability, long-term care, short-term care, casualty and property.

Insurance agents are primarily of two types – independent insurance agents and captive insurance agents. A captive agent belongs to a particular company and sells products offered by that company alone. An independent agent has no such mandate and is free to choose whichever company’s product he will sell.

There are certain things to keep in mind before one can settle for an agent. A captive agent usually has lesser options as compared to independent agent. He will sell only the policies of the company he works for; whereas an independent agent may have a lot of options for interested individuals. One needs to carefully study what the agent is trying to sell. All agents receive some sort of a commission from their company. This results in most agents promoting the products of those companies only that pay them a handsome commission.

So, when considering an agent one must first understand whether the insurance agent is selling a product because he has the client’s interest in mind or his own. Trust is the next big thing that comes into play. Be it a captive agent or an independent one, he must be trustworthy. If not then buying from him is not worth it.

That's why ApnaAdvisor is here to facilitate buyers in selecting advisor whom he/she can trust. Search and select your insurance advisor on www.ApnaAdvisor.com.

Cancer! Is it unBEATABLE?

2009-12-08T20:39:00.007+05:30

Hi,

I am emotional and sad today as i have got a bad news that one of my cousin has been diagnosed of having stomach cancer. He is only 25 years old and was just going to join his first job. Life is so uncertain. We don't know whether he will survive or not. Thinking about his parents, i feel very sad. They will loose their only son, if his cancer is not treated. The cost of treatment is going to be in several lacs. I don't know how his father working as simple employee in Allahabad Bank will be able to manage the expenses. This is the time when we all realize the importance of insurance.

Sometimes back, ICICI Prudential launched a product for cancer insurance for the first time in India. This blog is for insurance industry. But, how many Indians really care about having their life insured is a big question.

In this post i will like to name Sean Swarner, who is the first cancer survivor to climb Mount Everest, and who continues to go on adventures that inspire and raise cancer awareness all over the world. Sean is close to becoming only the fifth person in history and the first cancer survivor to accomplish the "Adventure Grand Slam," which consists not only of climbing to the peak of the tallest mountain on each of the earth's seven continents but also trekking to both the North and South Poles (all of this with one working lung). On every peak, he plants a flag bearing the following words: "Dedicated to all those affected by cancer in this small world!! Keep climbing!

Click on http://www.seanswarner.com/ to know more about this great human being.

I have mentioned Sean because he is a big source of inspiration for millions of people all over the world and a leaving example of a man who believes everything is beatable, even CANCER.

Today i promise to all of you, as soon as my company will break-even, i will start one Fund from the money earned through ApnaAdvisor for people suffering from Cancer. Some part of the money that insurance seller will pay to ApnaAdvisor will go to Cancer patients for their treatment.

I know it is beatable, we can beat it like Sean is doing.

Regards,
Vishal kashyap,
Founder,
www.ApnaAdvisor.com

Useful Guide and very valuable - OUTLOOK MONEY

2009-12-07T09:53:00.003+05:30

The latest issue of the magazine Outlook Money (Dated 16 December, 2009) is ULIP SPECIAL. It is truly worth reading if you are thinking about buying insurance. It is also useful for insurance professionals. This magazine has put the latest issues related to ULIP into clear perspective. The recent move of the government to reduce the allocation rate of ULIP drastically is going to impact the seller's earning potential, while giving relief to prospects who will now have to pay very low charges.

The Era of paying charges upto 100% of first premium is getting over now. The cap on charges, brought by government will make ULIP more worthy of investment and it's sale will leap exponentially.

Already ULIPS contribute nearly 80% of total sell of insurance products.

ApnaAdvisor recommend this magazine to those who want to know more about ULIP.

Chat explaining how leads are generated on ApnaAdvisor.com

2009-12-06T23:10:00.001+05:30

This chat shows how leads are generated!

Guest has joined.
me: hi
Guest: halo
me: welcome to ApnaAdvisor
any specific query?
may i know your name ?
Be free to ask any query?
We are here to help you
Sent at 11:01 PM on Sunday
Guest: I am Shibu ,Jaipur.working as insurance professional.How the leads can I get?
me: ok
Sir, pls go through 'Why Join" b4 u register
Sir, as u can see on the homepage
Leads are generated online
ApnaAdvisor is common platform for buyers and sellers of insurance
Here insurance sellers have registered their complete profile
profile shows the complete personality of that person
So, insurance buyers coming to this website have the option to select his/her own insurance Advisor
Sent at 11:05 PM on Sunday
Guest has left.

Chat with one of ApnaAdvisor registered member

2009-12-06T09:54:00.002+05:30

Guest has joined.
Guest has left.
Guest has joined.
me: hi
welcome to ApnaAdvisor.com
Good Morning
Have you any specific query?
May i know your Name?
Sent at 8:07 AM on Sunday
Guest: (name not shown here)
me: yes
sir
Guest: I am from Vijayawada
me: I think you have already registered
Guest: I am an agent for both LIC & GIC Few days back I have registered
me: yes sir
your profile is available for search
Guest: While submitting my registration there is no option for both LIC & GIC
me: Congratulation for joining ApnaAdvisor
Guest: There is option for either LIC or GIC
Please provide fields/options for both composite agents
me: Sir, there is a link called "Why Join?" on the top of the Homepage
where everything is mentioned in detail
You need to register seperately for both the companies
The idea is to guide the prospect
in finding the agent/ advisor/manager
Guest: Again I have to pay fee for GIC also
me: so if he/ she is looking for advisor of a particular company, then the search result should be accordingly
yes sir
its like give advertisement at two different places
Your profile will be displayed under two different search result
i hope you are getting my point
But,there is a solution
in About Me, you can mention that you are working also for GI
that will work to some extent
But, it will be better if you also register for GI
Guest: I didn't gone through the features/benefits of ApnaAdviser in details. Just registered immediately after I received email from Vishal Kashyap
me: as your chance increases
Thats ok
Be sure that you have taken a wise decison
ApnaAdvisor is the first such website in the world
which showcases the profile of all the advisors from different companies of India at one palce so that prospects can select their own Advisor
ApnaAdvisor is charging you only for keeping your profile on the site
Guest: May I know your good name and from where you are opeating
me: it is not charging anything for appointments generated on our site by search
I m Manish from ApnaAdvisor from Ahmedabad
We have our office in Ahmedabad
All Details are there on the site
Guest: What is Mr.Vishal Kahyap at ApnaAdvisor
me: Sir, we have alraedy generated hundreds of FREE LEADS
in Just 3 months of our operation
He is the Founder
Head of ApnaAdvisor.com
Guest: ok
me: Thosands of insurance professionals have registered their profile from more than 150 cities of India
Guest: Ok Thanq Mr.Manish I will go through your site and be familiar with your services at my leisure time and communicate to fellow agents
me: At present, we are just promoting through internet
but soon you will view us in different advertising Medias
Thanks a lot sir
we are glad to have you as a ApnaAdvisor Member
Guest: is this chat available 24hrs
me: most of the time
almost 15 hrs on weekdays
If you have any query, we are available for you
just call us at 9974227733, 9974933330 or 9376807069
or email at contact@apnaadvisor.com
or apnaadvisor.team@gmail.com
Thanks a lot
enjoy your Sunday
yes
Guest: In our city Vijayawada my profile only appearing . I think No others there till now
me: As i told you, we are just promoting through net
so there are huge number of Advisors, who have not even heard about us
We will be happy, if you can help us in reaching to larger population
We are trying our best to reach to more people
As you can see in Metro city, number of registered people is higher
due to higher awareness
Since your number or email id was available online, we were able to reach you
ok sir
any other query?
Guest: I just added apnaadvisor.team@gmail.com to my id nagabhushanam@licagent.in
me: thanks
we have added you
Sir, have you posted your photo in the profile?
If not, pls do so
as it will increase your chance in getting appointment
Guest: I will post my photo today
Is date of birth is mandatory.
me: ok
yes
as it shows your age to the prospective client
and he/she gets the idea about your personality
as the idea is to showcase your personality on this platform
do it in the best possible way
The better the profile, the greater is the chance of Appointments getting generated
you can share your success and achievement in the About Me section
ok
And also register yourself for GI as that will increase your chance
Guest: I forgot my password
me: Registration charge hardly cost you around Rs3 a day
click on forgot password on the homepage
Guest: I tried it asked the answer for secret question i typed but not generated
me: ok
we will send it to you as soon as possible
probably within 15 minutes
ok
Guest: OK THANK U C U LATER
BYE FOR NOW
me: Ok
take care
bye
Sent at 8:38 AM on Sunday

Chat

2009-12-05T12:13:00.003+05:30

Lot of people have recently used the Chat facility we have on our website to clear their queries.
Below is the complete discussion that took place only 5 minutes back. I am posting this chat here as it will be useful for other insurance sales professionals.

Guest has joined.
me: hi
Guest: hi
me: welcome to ApnaAdvisor.com
Guest: thank q
me: Any specific query ?
Guest: can i know more details
me: yes sure
pls give me your email id
Guest: will u provide the customer details
me: i will just send you the details
Guest: .........................
me: r u into insurance sales?
Guest: yes, into General Insurance
me: which company?
ok
pls click on Why Join?
most of the details are given
Guest: SLN Insurance Service.. Its agency channel
me: we are basically a common platform for buyers and sellers of insurance
ok
here buyers can select their own advisor
after seeing the complete profile
there is no other site like this
First time in the world, we are generating leads for sellers in this way
Guest: how many advisor do u have
me: thousands of insurance advisors have already registered from more than 150 cities in India.
Guest: what is the ratio b/w the customers
me: ok
Guest: like for the a lead how many advisors will be competative
me: lakhs of visitors are there
and we have generated ample amount of leads
it depends upon the city
and company
In General Insurance, there are few registrations
Guest: will we get customer details or will u fix an appoinment with customer
me: As our major focus was initially for Life Insurance
U will get customers details
by SMS
by Email
and also it will be reflected in your ApnaAdvisor A/c
Guest: Is there any option for free reg.
me: We provide you with log in id and password on this website, after you register your profile here
No Registration is not FREE
Guest: how it is?
me: We are not charging for LEADS
Guest: ok
me: or per appointment
we are just charging for keeping your profile on the website
Guest: how we can reg. & how we can pay, is there any online payment facility
me: its like we are giving a new advertising option
yes
there is online payment facility
you can pay by debit/credit card
or even by net baking
Registration is online
click on register at the top of the HomePage
Guest: thnks for the details we will reg asap...
Guest has left.

More than 9000 search results for ApnaAdvisor!

2009-11-29T10:23:00.002+05:30

Just type ApnaA in the google search and you you will find ApnaAdvisor as the second search suggestion.

Searching ApnaAdvisor in the http://www.google.co.in/ will show more than 9,000 results.

This shows how quick ApnaAdvisor is growing.

Search on ApnaAdvisor.com

2009-11-26T11:17:00.000+05:30

ApnaAdvisor wants to clear some misconception..

2009-11-25T19:48:00.003+05:30

We don't sell Insurance.
We don't sell Insurance Leads.
We generate online Leads by providing unique service to buyers who visit the site for searching insurance Advisor
We provide these Leads FREE of cost to Registered Advisors at www.ApnaAdvisor.com
We earn by charging registration and subscription charge from the insurance professionals.

Now Pay Online while getting registered!

2009-11-25T19:05:00.003+05:30

ApnaAdvisor has started taking payments online. Now, it will be easy to pay for registration by debit/credit card or bank account transfer.
Within 24 hrs from now, anyone will be able to pay for subscription online.

Now Chat with ApnaAdvisor team...Starting today!

2009-11-25T17:05:00.000+05:30

Chat with me!

2009-11-25T16:22:00.001+05:30

Chat Now!

2009-11-25T16:03:00.000+05:30

Online Payment starting from tomorrow

2009-11-24T20:12:00.002+05:30

From tomorrow ApnaAdvisor registered members will be able to pay online for registration or subscription. We are in the process of integration the online payment gateway. This will make things easy for our valued clients.

LifeStage Pension

2009-11-23T13:02:00.022+05:30

Life Insurance Company - ICICI Prudential

Type of Product - ULIP Pension Plan

Minimum Premium - 15,000

Minimum Term - 10 Years

Maximum Term - 62 Years

Minimum/Maximum Age at entry - 18-70 Years

Minimum/Maximum Age at vesting - 50-80 Years

Unique Feature - No premium allocation charge for regular premiums which means 100% of your money is invested.

How this pension plan works?

Ans - Like any other pension plan, this plan has two phases

1 . Accumulation Phase - you pay regular premium towards the policy and accumulate savings for your retirement.

2. Annuity Phase/Pension Phase - you start receiving pension from the accumulated amount, as per your chosen pension option.

During Accumulation Phase, money can be invested in two ways -

1 Lifestyle based Portfolio Strategy - When the policy starts, your investment will be distributed between two funds, Pension Flexi Growth and Pension Protector, based on your age. As you move from one age band to another, your fund will be re-distributed as per your age.

2. Fixed portfolio Strategy - Invest as per your choice in equity and debt by selecting out of 8 different funds. Funds details are as below

Some features which are very beneficial are -

Automatic Transfer Strategy - You can invest your premium in the money market fund ( Pension Preserver) and transfer a chosen amount every month into any one of the following funds: pension Multiplier/ pension Flexi Growth/ Pension R.I.C.H. This is free of charge and available only if you select portfolio strategy.

Switches - You have the option to switch between the fund options as and when you choose depending on your financial properties and investment decision. Upto 4 switches are free every year. Minimum switch amount is Rs 2,000. During the first 3 policy years, switches will not be allowed if the due premiums have not been paid.

Flexible Retirement age - You can start receiving pension anytime you reach 50 years of age. However, in view of market conditions or due to any other reason you can defer this date any number of times till the age of 80 years.

Cover Continuance Option - This option ensures that your policy continues in case you are unable to pay premiums, any time after payment of the first three years premium.

5 Different Pension Options - (a) Life Annuity, (b) Life Annuity with return of purchase price, (c) Life Annuity Guaranteed for 5/10/15 years & life thereafter, (d) Joint Life, Last Survivor without return of purchase price, (e), Joint Life, Last Survivor with return of purchase price.

Choose your pension provider - At the time of vesting, this option enables you to buy a pension from any other insurance company. You have the option to take the best offer in the market.

Commutation of pension fund - You have the option the receive a lump-sum amount upto 1/3rd of the total fund value, tax free, on the vesting date.

Surrender Value -

Charges

Allocation Charges - ZERO

FMC - Fund Management Charges will be adjusted from the NAV on a daily basis

PAC - Policy Administration Charge - It is a % of annual premium and will be charged regardless of the premium payment status.

Switching Charges - First 4 switches are free, each year.Then Rs 100/switch.

Leave your comment about this product. If any query, call at 9974227733.

This BLOG will soon become a source of every bit of information about Life Insurance Products

2009-11-18T00:24:00.004+05:30

Dear All,

I would like to tell all the visitors that this BLOG of ApnaAdvisor is going to take a serious step to become a place where you will find all the details which are important before buying Life Insurance Policy. From tomorrow, everyday a new Life Insurance product will be discussed.
One good news for insurance professionals is that very soon you will be able to pay online by Credit Cards, ATM-cum-Debit Cards, Direct Bank Debits, Cash Cards and Mobile Payments.

Regards,
Vishal Kashyap,
Founder,
www.ApnaAdvisor.com

Become a Business partner of www.ApnaAdvisor.com

2009-11-11T17:12:00.000+05:30

125 cities touched!

2009-10-02T21:43:00.003+05:30

Dear All,

When a famous Indian website claims to be present in 240 cities which is many years old and having a history of being a telephone directory, i feel proud to say that we have touched 125 cities in just 81 days, that too without any marketing expense. The concept of "bringing insurance buyers and sellers on the same platform" has clicked. The proof are all in numbers. We have more than 547 registered insurance agents/managers/advisors. If we could invest in marketing, the scenario would have been very different.

I am very pleased with the number of telephone calls i am receiving at ApnaAdvisor helpline number 079-40036840. Everyone is praising the idea and are happy to become a part of this revolution which will change the way insurance is sold or bought in India.

I thank all of you who have liked our concept.

Regards,

Vishal kashyap,

Founder,

www.ApnaAdvisor.com

500 Registrations!

2009-09-24T21:26:00.003+05:30

Today, ApnaAdvisor.com is having more than 500 registered managers/advisors from more than 120 cities.

Apnaadvisor is sure that soon it will cross 1000 mark and will celebrate it within 30 days. This platform which is getting stronger and larger, will become a major place where buyers and sellers of insurance will come together. The rate at which internet and broadband is penetrating new and untouched places is encouraging for ApnaAdvisor. It makes ApnaAdvisor to go for new cities and more towns.

There are nearly 7 million broad band connections in the country, which is expected to increase by 30% to touch 214 million by 2014 with around 700 million users. Out of the total, around 393 millions are expected from urban and 295 million would be in rural India, for which the penetration rate would also generate 20 million jobs.

The number of internet users worldwide is expected to touch 2.2 billion by 2013 and India is projected to have the third largest online population during the same time.

Pink Look!

2009-09-18T20:59:00.003+05:30

Our website looks vibrant and cool in the new Avtar! We have tried to keep it simple and elegant. Daily we are updating our website to make it more user friendly and attractive. Though the main concern is to make it more and more informative, we are also taking care that the information are displayd in proper way, so that it can be easily accessible. We are working hard on the Insurance Info Section, which we want to be the final destination for someone looking for any kind of information related to insurance.

Just crossed 20,000 mark

2009-09-16T14:33:00.005+05:30

Dear all,

I am very happy to say that ApnaAdvisor just reached a new milestone. Though 20,000 visitors may seem a small number, it is very significant. It boosts the confidence of ApnaAdvisor team and also assure those 446 people who have already registered with us, that future is very bright. I am sure, more and more managers and advisors will register their profile on ApnaAdvisor, as it is going to change the way insurance is sold in India.

We are adding many new features on ApnaAdvisor to make it more useful and informative. Soon we will be having an open forum to discuss any issue related to insurance.

Vishal Kashyap,

Founder,

ApnaAdvisor.com

20k!

2009-09-15T10:16:00.002+05:30

ApnaAdvisor will cross 20,000 visitors LANDMARK today. Within 4-5 days, we will be having more than 500 registered insurance advisors and managers.

Crossed 400 Mark

2009-09-09T21:46:00.001+05:30

We have passed 400 registrations!

Total Visitors = 18559

Total Registrations = 406

Our Story!

2009-09-09T21:44:00.000+05:30

Insurance with a difference . . .
Nowadays, everyone seeks security in life and it is this search for absolute security that makes the hunt for an insurance company or an advisor a long drawn affair. Add to this the ever growing number of insurance products and options and one finds himself soon scratching his head in utter confusion. Well, there is finally some good news around the corner for those who seek their 'best insurance cover' or a 'trusted advisor'.

ApnaAdvisor.com, is a unique common platform for buyers and sellers of insurance. It gives the buyers the option to select their own advisor after going through the list of advisors from the search result. Insurance sellers and advisors can register on ApnaAdvisor.com to display their profile which can be seen by any buyer. Buyers can see the complete profile of the advisor making them better informed before making their choice.

The company is the resultant of years of exeperience and research in the insurance sector. The man at the helm - Vishal Kashyap (founder - ApnaAdvisor) has years of accumulated experience in various insurance companies having worked at the ground level and sales roles during his professional tenure. Explaining how his experience in dirrefent insurance sales channels helped him understand the customer needs and develop a suitable product, Vishal says, “After working with ICICI Bank Ltd, ICICI Prudential Life Insurance Co Ltd, Bajaj Allianz Life Insurance Co Ltd, Tata AIG Life Insurance Co Ltd and Dawnay Day AV India Advisors Pvt Ltd, I founded the company with a different and newer approach which can change the approach in the insurance sector. The idea was to do something new and different. This website will be a boon and it will change the way life insurance is sold by providing a new option for sellers as well as buyers."

Within less than a month of its launch, the website is flooded with visitors and enquiries. Having tested the market in Ahmedabad, and tasting sucees, Vishal is currently extending the presence across India."It has huge scope as all those people who sell or buy insurance of any type will surely benefit from this site," says Vishal.

Explaining his business differentiator, Vishal says that ApnaAdvisor.com is the only site of its kind. "It is the only website which displays the profile of people who are selling insurance, so that buyer can easily select their own advisor while buying products." And as for the business model - “Right now, we are just charging for registration from the sellers of insurance for displaying their profile. Buyers can use our service freely,” said Vishal.

YourStory asked Vishal on his motivation for starting this website and the many challenges he faced in realizing his dream to which Vishal comments, "I started the company to provide a unique platform for the insurance sector and now plan to cover more locations in the coming months. I don’t have the money to promote my website but I am trying to overcome it. In addition to that I was very excited and confident that people who are selling insurance will register very quickly, but the rate initially was very slow."

Vishal feels that though the website is just a few months old, the response in the recent month has been very encouraging. Visibly excited about future growth Vishal says, "We now have 3 employees and one branch. Traffic rate and registrations more than tripled in the last month. My goal is to register more than 10,000 advisors in the next one year."

ApnaAdvisor has touched more than 87 cities in the last 50 days and have seen 16,600 visitors in the same time. More than 333 Managers and Advisors from different insurance companies have registered without any promotion or advertisement, as they have liked this concept and firmly believe that ApnaAdvisor will change the way insurance is sold or bought in India.

Sharing a word of advice with fellow young entrepreneurs, Vishal partakes some worldly wisdom, "Don't dream, if you don't chase the dream and if you have a dream, then never give up."

YourStory wishes Vishal and his team all the success in the coming future.

Vote for ApnaAdvisor!

2009-09-03T21:36:00.002+05:30

Dear All,

ApnaAdvisor works as a unique common platform for buyers and sellers of insurance which will change the way insurance is bought or sold in India. 1st time in the World, buyers can select their own Advisor. It is just the beginning of a Revolution and your participation will be valuable.

If you like the concept, please vote for ApnaAdvisor.com

How to Vote?

Step 1 - Go on www.yourstory.in and Register (very simple process,just need your email id & name).

Step 2 - Check your Inbox to Verify the email (click on the hyperlink) sent by www.yourstory.in

Step 3 - Click on http://www.yourstory.in/entrepreneurs/participants/2472-vishal-kashyap-a-vinay-lade-founders-apnaadvisorcom

Step 4- Vote for ApnaAdvisor. 5 is the best. Choose stars & click on "Rate the Entreprenuer"

Step 5 - Leave your comment about ApnaAdvisor.com. It is important.

Thanks for following these 5 steps.

Kind Regards,

ApnaAdvisor Team